Letter to MPs - "Think long and hard"

  • ng
  • 11/10/08 31/12/20
  • a depositor
  • Offline
Posted: Wed, 05/11/2008 - 05:07

Date

Dear (name of your MP, MEP, PPC, Ambassador)

I write in the light of Alistair Darling's statement during the Treasury Select Committee on Monday 3rd November:

"They [Manx bank] are regulated by the Isle of Man authorities, and I would have to think long and hard before saying, for the first time, the British Government would then go and underwrite savings made in another jurisdiction."

I ask that you request Mr. Darling to indeed think long and hard about my story...

(Write your story here)

On Thursday 6th November at 6 pm there will be a Parliamentary debate highlighting our terrible plight. Please, I would ask that you find the time to represent me at the debate, and additionally press for Alistair Darling & Gordon Brown to think long and hard about my situation and the sequence of events that led to the collapse of the bank. I was not to blame, yet I suffer the consequences.

Yours sincerely,

*xxxxxxxxxxxx


Date

Dear (name of your MP, MEP, PPC, Ambassador)

We write in the light of Alistair Darling's statement during the Treasury Select Committee on Monday 3rd November:

"They [Manx bank] are regulated by the Isle of Man authorities, and I would have to think long and hard before saying, for the first time, the British Government would then go and underwrite savings made in another jurisdiction."

We ask that you request Mr. Darling to indeed think long and hard about our story...

(Write your story here)

On Thursday 6th November at 6 pm there will be a Parliamentary debate highlighting our terrible plight. Please, we would ask that you find the time to represent us at the debate, and additionally press for Alistair Darling & Gordon Brown to think long and hard about our situation and the sequence of events that led to the collapse of the bank. We were not to blame, yet we suffer the consequences.

Yours sincerely,

*xxxxxxxxxxxx


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Dear Lord Newby, Many thanks

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Tue, 25/11/2008 - 19:47

Dear Lord Newby,

Many thanks for your prompt reply.

I have, in fact, tried on a number of occasions to speak to the liquidator,without any success I'm afraid. This is why I have written to Brian Binley MP, who has written to the Prime Minister and the Chancellor, I still await their response.I have also written to many MEP's.

The reason for contacting you and a number of other House of Lords members,was to see if, cross party pressure could be applied to Her Majesty's Government, for the return of our £550 million,taken using anti-terrorist laws, from Kaupthing Singer Friedlander (UK) If this money was returned back to its rightful owners,then ALL depositors,would get their money back.Why is it still being held by HMG?

If this can't be undertaken,(I can not see why not) then pressure from HMG should be put on Iceland, to honour their guarantee to depositors.

I can not believe, that myself and 5000 other UK citizens will be left abandoned by HMG. This will cause untold hardship for us all.It then seems, even more absurd, that we will then all, be claiming UK benefits, to live!

Given that it is widely accepted that all of the depositors had absolutely no idea their money was at any risk. Surely this is reason enough for HMG to help us victims,as it surely has, for others (Northern Rock,Icesave,etc)

I respectfully request that you visit our forum on, www.ksfiomdepositors.org and see first hand, some of the desperate UK tax paying people, who need help, now.

Kind Regards,

xxxx

-------Original Message-------

From: NEWBY, Lord
Date: 25/11/2008 18:49:33
To:xxxx
Subject: Your letter

Dear xxxx

Thank you for your e-mail of 22 November.

First may I say how much I sympathise with the position in which you now find yourself.

As far as what happens now, Ministers in the Lords have said that it will be up to the liquidator to sort out individual situations such as yours and that you should contact the liquidator to discuss your predicament.

I think that this is the only action which you can take. The liquidator, as you probably know is PricewaterhouseCoopers. Cases such as yours show how unsatisfactory the current system is. You were not aware of your corporate status and I suspect that you were unaware of the degree of risk attached to your deposits with Kaupthing. There are serious policy issues here which we will be addressing in Parliament over the coming months.

However, I realise that for you the overwhelming priority is to get as much of your money back as possible and I hope very much that the liquidator will be able to give you a speedy response.

All good wishes.

Dick Newby


Kelly, Many thanks for your

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Mon, 24/11/2008 - 19:35

Kelly,
Many thanks for your email on behalf of Glenis Willmott.
We have already written to Brian Binley and he is awaiting responses from, both the, Prime Minister and Chancellor on our behalf.
I would add, that Glenis could help us very much.She is in the ideal arena, to seek assurances from the International Monetary Fund, that their loan to Iceland is subject to them honoring their guarantees to depositors.This should be a cross party cause.We are all UK citizens who have lost everything. We need all the help we can get.No one should go through what we are going through.
Please ask Glenis to reconsider,
Many thanks,xxxx

-------Original Message-------

Kelly Tomlinson
Secretary
Glenis Willmott MEP
Harold Wilson House
23 Barratt Lane
Attenborough
Nottingham NG9 6AD
Tel. 0115 9229717
Fax. 0115 9224439
www.gleniswillmott.org.uk


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:26

Lord Newby
House of Lords
London
SW1A 0PW

Dear Lord Newby,

My name is xxxx

I would like to draw your urgent attention to our following dilemma, We
are in a situation where we have invested cash totalling £391,152.00
through Friends Provident International in an offshore wrapper. This
deposit has subsequently been placed with Kaupthing Singer and
Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed
deposit to mature 25th April 2009, another £125,000.00 one year fixed
deposit to also mature 25th April 2009 and £141,152.00 on a three month
rolling deposit maturing 25th October 2008. As you are fully aware K S
and F bank have had all of their assets frozen. We have been told that
we are being treated as a "corporate" client, therefore have no
guarantee of any monies, even including the first 50k compensation from
the FSA.

We have never been made aware that we had status as a corporate client.
We are just a local British family who have worked and saved hard for
our future retirement and our children's well being.We have always paid
every single penny of our taxes in the UK. We have placed cash on
general deposit for the best rate available. It would appear that we
are being put in the same category as local councils, police and other
pension funds. These organisations are having representation for
recoveries of money, albeit, still ongoing. We have no such
representation, we are all alone with nowhere to go, trying to work out
how best to recover our money. We have watched on TV, Mr Gordon Brown
and Mr Alistair Darling, make the statements that no UK depositors have
lost money and will do, ' what ever is necessary,' to recover
depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the
middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement
on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in
front of the children, but at 12 years old, our twin girls can sense
something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our
independent financial advisor (who has done everything he can to help
and keep us informed) but we have nowhere to go, we don't know what to
do, we are sick with worry. Please,I implore you, can you help us with
any representation that may help retrieve our money? This is a,'cry for
help.' This surely is a,"cross party" problem.No one deserves to go
through what we are going through.We have seen other UK residents get
their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial
climate and don't seem to have the support of anybody at the moment.
Hopefully my wife and I can look to you for support and understanding,
in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely
xxxx


I think you get the idea!! i

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:28

I think you get the idea!!
i have sent this to 12 lords so far.I will continue till i have 'done them all!'


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:24

Lord Campbell-Savours
House of Lords
London
SW1A 0PW

Dear Lord Campbell-Savours,

My name is xxxx

I would like to draw your urgent attention to our following dilemma, We
are in a situation where we have invested cash totalling £391,152.00
through Friends Provident International in an offshore wrapper. This
deposit has subsequently been placed with Kaupthing Singer and
Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed
deposit to mature 25th April 2009, another £125,000.00 one year fixed
deposit to also mature 25th April 2009 and £141,152.00 on a three month
rolling deposit maturing 25th October 2008. As you are fully aware K S
and F bank have had all of their assets frozen. We have been told that
we are being treated as a "corporate" client, therefore have no
guarantee of any monies, even including the first 50k compensation from
the FSA.

We have never been made aware that we had status as a corporate client.
We are just a local British family who have worked and saved hard for
our future retirement and our children's well being.We have always paid
every single penny of our taxes in the UK. We have placed cash on
general deposit for the best rate available. It would appear that we
are being put in the same category as local councils, police and other
pension funds. These organisations are having representation for
recoveries of money, albeit, still ongoing. We have no such
representation, we are all alone with nowhere to go, trying to work out
how best to recover our money. We have watched on TV, Mr Gordon Brown
and Mr Alistair Darling, make the statements that no UK depositors have
lost money and will do, ' what ever is necessary,' to recover
depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the
middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement
on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in
front of the children, but at 12 years old our twin girls can sense
something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our
independent financial advisor (who has done everything he can to help
and keep us informed) but we have nowhere to go, we don't know what to
do, we are sick with worry. Please,I implore you, can you help us with
any representation that may help retrieve our money? This is a,'cry for
help.' This surely is a,"cross party" problem.No one deserves to go
through what we are going through.We have seen other UK residents get
their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial
climate and don't seem to have the support of anybody at the moment.
Hopefully my wife and I can look to you for support and understanding,
in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely
xxxx


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:22

The Baroness Noakes
House of Lords
London
SW1A 0PW

Dear Lady Noakes,

My name is xxxx

I would like to draw your urgent attention to our following dilemma, We
are in a situation where we have invested cash totalling £391,152.00
through Friends Provident International in an offshore wrapper. This
deposit has subsequently been placed with Kaupthing Singer and
Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed
deposit to mature 25th April 2009, another £125,000.00 one year fixed
deposit to also mature 25th April 2009 and £141,152.00 on a three month
rolling deposit maturing 25th October 2008. As you are fully aware K S
and F bank have had all of their assets frozen. We have been told that
we are being treated as a "corporate" client, therefore have no
guarantee of any monies, even including the first 50k compensation from
the FSA.

We have never been made aware that we had status as a corporate client.
We are just a local British family who have worked and saved hard for
our future retirement and our children's well being.We have always paid
every single penny of our taxes in the UK. We have placed cash on
general deposit for the best rate available. It would appear that we
are being put in the same category as local councils, police and other
pension funds. These organisations are having representation for
recoveries of money, albeit, still ongoing. We have no such
representation, we are all alone with nowhere to go, trying to work out
how best to recover our money. We have watched on TV, Mr Gordon Brown
and Mr Alistair Darling, make the statements that no UK depositors have
lost money and will do, ' what ever is necessary,' to recover
depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the
middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement
on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in
front of the children, but at 12 years old our twin girls can sense
something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our
independent financial advisor (who has done everything he can to help
and keep us informed) but we have nowhere to go, we don't know what to
do, we are sick with worry. Please,I implore you, can you help us with
any representation that may help retrieve our money? This is a,'cry for
help.' This surely is a,"cross party" problem.No one deserves to go
through what we are going through.We have seen other UK residents get
their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial
climate and don't seem to have the support of anybody at the moment.
Hopefully my wife and I can look to you for support and understanding,
in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely
xxxx


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:21

Lord Oakeshott of Seagrove Bay
House of Lords
London
SW1A 0PW

Dear Lord Oakeshott of Seagrove Bay,

My name is xxxx

I would like to draw your urgent attention to our following dilemma, We
are in a situation where we have invested cash totalling £391,152.00
through Friends Provident International in an offshore wrapper. This
deposit has subsequently been placed with Kaupthing Singer and
Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed
deposit to mature 25th April 2009, another £125,000.00 one year fixed
deposit to also mature 25th April 2009 and £141,152.00 on a three month
rolling deposit maturing 25th October 2008. As you are fully aware K S
and F bank have had all of their assets frozen. We have been told that
we are being treated as a "corporate" client, therefore have no
guarantee of any monies, even including the first 50k compensation from
the FSA.

We have never been made aware that we had status as a corporate client.
We are just a local British family who have worked and saved hard for
our future retirement and our children's well being.We have always paid
every single penny of our taxes in the UK. We have placed cash on
general deposit for the best rate available. It would appear that we
are being put in the same category as local councils, police and other
pension funds. These organisations are having representation for
recoveries of money, albeit, still ongoing. We have no such
representation, we are all alone with nowhere to go, trying to work out
how best to recover our money. We have watched on TV, Mr Gordon Brown
and Mr Alistair Darling, make the statements that no UK depositors have
lost money and will do, ' what ever is necessary,' to recover
depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the
middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement
on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in
front of the children, but at 12 years old our twin girls can sense
something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our
independent financial advisor (who has done everything he can to help
and keep us informed) but we have nowhere to go, we don't know what to
do, we are sick with worry. Please,I implore you, can you help us with
any representation that may help retrieve our money? This is a,'cry for
help.' This surely is a,"cross party" problem.No one deserves to go
through what we are going through.We have seen other UK residents get
their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial
climate and don't seem to have the support of anybody at the moment.
Hopefully my wife and I can look to you for support and understanding,
in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely
xxxx


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sun, 23/11/2008 - 13:19

The Baroness Royall of Blaisdon
House of Lords
London
SW1A 0PW

Dear Lady Royall of Blaisdon,

My name is xxxx

I would like to draw your urgent attention to our following dilemma, We
are in a situation where we have invested cash totalling £391,152.00
through Friends Provident International in an offshore wrapper. This
deposit has subsequently been placed with Kaupthing Singer and
Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed
deposit to mature 25th April 2009, another £125,000.00 one year fixed
deposit to also mature 25th April 2009 and £141,152.00 on a three month
rolling deposit maturing 25th October 2008. As you are fully aware K S
and F bank have had all of their assets frozen. We have been told that
we are being treated as a "corporate" client, therefore have no
guarantee of any monies, even including the first 50k compensation from
the FSA.

We have never been made aware that we had status as a corporate client.
We are just a local British family who have worked and saved hard for
our future retirement and our children's well being.We have always paid
every single penny of our taxes in the UK. We have placed cash on
general deposit for the best rate available. It would appear that we
are being put in the same category as local councils, police and other
pension funds. These organisations are having representation for
recoveries of money, albeit, still ongoing. We have no such
representation, we are all alone with nowhere to go, trying to work out
how best to recover our money. We have watched on TV, Mr Gordon Brown
and Mr Alistair Darling, make the statements that no UK depositors have
lost money and will do, ' what ever is necessary,' to recover
depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the
middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement
on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in
front of the children, but at 12 years old our twin girls can sense
something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our
independent financial advisor (who has done everything he can to help
and keep us informed) but we have nowhere to go, we don't know what to
do, we are sick with worry. Please,I implore you, can you help us with
any representation that may help retrieve our money? This is a,'cry for
help.' This surely is a,"cross party" problem.No one deserves to go
through what we are going through.We have seen other UK residents get
their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial
climate and don't seem to have the support of anybody at the moment.
Hopefully my wife and I can look to you for support and understanding,
in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely

xxxx


write to lords

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Sat, 22/11/2008 - 19:31

FOR THE ATTENTION OF:

Lord Myners
House of Lords

Dear Lord Myners,

My name is xxxxx

I would like to draw your urgent attention to our following dilemma, We are in a situation where we have invested cash totalling £391,152.00 through Friends Provident International in an offshore wrapper. This deposit has subsequently been placed with Kaupthing Singer and Friedland on the Isle of Mann, as follows £125,000.00 on one year fixed deposit to mature 25th April 2009, another £125,000.00 one year fixed deposit to also mature 25th April 2009 and £141,152.00 on a three month rolling deposit maturing 25th October 2008. As you are fully aware K S and F bank have had all of their assets frozen. We have been told that we are being treated as a "corporate" client, therefore have no guarantee of any monies, even including the first 50k compensation from the FSA.

We have never been made aware that we had status as a corporate client. We are just a local British family who have worked and saved hard for our future retirement and our children's well being.We have always paid every single penny of our taxes in the UK. We have placed cash on general deposit for the best rate available. It would appear that we are being put in the same category as local councils, police and other pension funds. These organisations are having representation for recoveries of money, albeit, still ongoing. We have no such representation, we are all alone with nowhere to go, trying to work out how best to recover our money. We have watched on TV, Mr Gordon Brown and Mr Alistair Darling, make the statements that no UK depositors have lost money and will do, ' what ever is necessary,' to recover depositors monies. As it stands at the moment, we lose everything.

I am a UK citizen,not, "a tax dodging person in a tax haven in the middle of the Irish sea," as indicated by the Chancellor.

The only information we have so far, is there will be an announcement on 27th November by the appointed liquidator.

My wife and I are totally distraught, we are putting on a brave face in front of the children, but at 12 years old our twin girls can sense something is seriously wrong. I am now under medication from my GP.

We are not financial people and have genuinely relied on our independent financial advisor (who has done everything he can to help and keep us informed) but we have nowhere to go, we don't know what to do, we are sick with worry. Please,i implore you, can you help us with any representation that may help retrieve our money? This is a,'cry for help.' This surely is a,"cross party" problem.No one deserves to go through what we are going through.We have seen other UK residents get their money back.Please don't tell me, it is an Isle of Man problem.

We feel that we are totally innocent victims in this current financial climate and don't seem to have the support of anybody at the moment. Hopefully my wife and I can look to you for support and understanding, in what we see, as a completely unique situation.

Please feel free to contact me at any time, to discuss further.

Yours sincerely
cottesmore


Financial Services

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Mon, 17/11/2008 - 19:36

Financial Services Authority
Direct line: 020 7066 5020 Local fax: 020 7066 5021
e-mail: pinar [dot] misiri(?)fsa [dot] gov [dot] uk
Dr Vincent Cable MP House of Commons London
SW1AOAA
Dear Dr Cable

Our Ref:
Your Ref:

30 October 2008
Case No 081030A

Thank you for your letter of 21 October addressed to our Chief Executive, Hector Sants on behalf of your constituent IFA889 of xxxxxxxxxx Twickenham, Middx,
We will reply within 30 days of receipt.
Yours sincerely

Pinar Misiri
Public Affairs Officer
The Fin


more from my IFA

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Mon, 17/11/2008 - 19:33

HOUSE OF COMMONS LONDON SW 1 A OAA

21 October 2008

IFA889
Ifa889 is a constituent and also an independent financial adviser whose business is in my constituency. He came to see me at my surgery last week because of his concern on behalf of a client whose assets deposited in an Icelandic Bank are amongst those frozen in the UK. This is also an issue that has been raised with me by my colleague Norman Baker on behalf of one of his constituents,
This particularly relates to people who have invested in Icelandic banks indirectly through an insurance company. In the case raised with me by Mr Pearson, his client on his advice put money into Friends Provident International in an offshore wrapper and the funds were subsequently placed with Kaupthing Singer and Friedland on the Isle of Man.
A considerable sum of money is involved and ifa889 is asking why the Government and the FSA are not treating these investments as belonging to individuals when this is .exactly what they are, it is just that they are within the wrapper of an insurance company. I enclose some background detail. Mr Pearson's client is not my constituent and his own MP may well be taking this up as well. However ifa889 understands that this involves many people and there are no doubt others in my constituency who are also affected.
I would be grateful if you could get back to me about this and look forward to your response.

~
Dr Vincent Cable MP
Encs
C.C. Norman Baker MP

"

Whilst your MP will treat as confidential any personal information which you pass on, he will allow authorised staff to see the information if this is needed to help and advise you, and may pass all or some of this information to agencies such as the DSS, Inland Revenue or the local council if this is necessary to help with your case. He may wish to write to you from time to time to keep you informed of related issues that you may find of interest. Please let him know if you do not wish to be contacted for this purpose.


my independant financial advisor

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Mon, 17/11/2008 - 19:32

I submit my IFAs letter.
The more the better!!!

Dr Vincent Cable MP, 2a Lion Road, Twickenham, Middx TW1 4JQ
Tel: 02088920215 _ Fax: 020 8892 0218
§~§ Emaii: bennettj@parliamentuk

Ian Pearson MP Economic Secretary HM Treasury
1 Horseguards Road London SW1A 2HQ

HOUSE OF COMMONS LONDON SW 1 A OAA

21 October 2008

IFA889 is a constituent and also an independent financial adviser whose business is in my constituency. He came to see me at my surgery last week because of his concern on behalf of a client whose assets deposited in an Icelandic Bank are amongst those frozen in the UK. This is also an issue that has been raised with me by my colleague Norman Baker on behalf of one of his constituents,
This particularly relates to people who have invested in Icelandic banks indirectly through an insurance company. In the case raised with me by IFA889, his client on his advice put money into Friends Provident International in an offshore wrapper and the funds were subsequently placed with Kaupthing Singer and Friedland on the Isle of Man.
A considerable sum of money is involved and IFA889 is asking why the Government and the FSA are not treating these investments as belonging to individuals when this is .exactly what they are, it is just that they are within the wrapper of an insurance company. I enclose some background detail. IFA889 client is not my constituent and his own MP may well be taking this up as well. However IFA889 understands that this involves many people and there are no doubt others in my constituency who are also affected.
I would be grateful if you could get back to me about this and look forward to your response.

~
Dr Vincent Cable MP
Encs
C.C. Norman Baker MP

"

Whilst your MP will treat as confidential any personal information which you pass on, he will allow authorised staff to see the information if this is needed to help and advise you, and may pass all or some of this information to agencies such as the DSS, Inland Revenue or the local council if this is necessary to help with your case. He may wish to write to you from time to time to keep you informed of related issues that you may find of interest. Please let him know if you do not wish to be contacted for this purpose.


Dear cottesmore Thank you for

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Mon, 17/11/2008 - 19:09

Dear cottesmore

Thank you for your emails and I apologise for the delay in response.

Please do believe me that I am entirely sympathetic to the difficulties that you and others are experiencing at the moment. The problem is that negotiations are so delicate, and at such a high level, that trying to give you decent and current information is incredibly difficult. I am pursuing the Chancellor privately over the lack of response to my letter and as soon as I can get you that response I will. I attach the Hansard entry for a recent debate and will continue to update you as and when I can.

Regards

Brian

Brian Binley MP

Northampton South Constituency


House of Commons

London

SW1A 0AA

T: 020 7219 8298

F: 020 7219 2265

W: brianbinley.co.uk


From: cottesmore
Sent: 09 November 2008 12:51
To: BINLEY, Brian
Subject: Fw: Re: Frozen Assets

Dear Mr Binley,

I am getting concerned that you may be losing interest in my plight.As you may be aware there is an action group that was set up when this situation arose.I strongly urge you to visit this site and see, " first hand, " other totally desperate stories,like ours, from UK citizens.The site is www.ksfiomdepositors.com Please,please,please, can we bring the UK government to task and step in and do what they have pledged in front of the nation.This is a cross party plight for people who are totally desperate.If this was aid for Africa,or some other natural disaster,then help would be on hand in enormous quantity.We are not a huge group of rich folk trying to avoid any UK tax on a, " tax haven island, " as some reports have stated.(i.e Mr Darling)We are, in most,hard working folk, who have put their life's savings in a bank.(albeit in different ways) A lot of us will NOT get any compensation as you outline.I implore you to rally your fellow MP's in the House and make sure the " right thing " is done here.

Can you please also challenge the Prime Minister and Chancellor for a response to your letters on my behalf?

Yours sincerely,

cottesmore

-------Original Message-------

From: cottesmore

Date: 04/11/2008 19:57:04

To: BINLEY Brian

Subject: Re: Frozen Assets

Dear Mr Binley,

Following my telephone conversation with you assistant on the 16 th, I would like to clarify that the compensation you outline is not applicable to anyone within a, "wrapper", as we are.He also advised me that you were still awaiting responses from the PM and Chancellor.He in fact said, he was going to contact the treasury to find out when we were likely to hear anything.Is there any news for us?

I am led to believe that the Chancellor was to attend a Treasury Committee meeting on the 3rd November,where questions were being put to him regarding this issue.Are you aware of this,if so do you know what was any of the outcome?

Sorry to be a little persistent, but this really is becoming desperate.This whole thing has made me quite ill and I am now having medical treatment from my GP.

Yours sincerely
cottesmore


How to make contact with your MP and MEP

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Tue, 11/11/2008 - 19:54

I have found the following site www.writetothem.com
This will help you send emails to your all your local MP and MEPs in one go!
I have now sent off my story to six MEPS.
Get emailing,we WILL endeavour!


MEP

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Tue, 11/11/2008 - 20:29

Just had my first phone call from my MEP already!
He is going to discuss our plight with others and promised to phone me again.
I know its hard,but please,please keep going.
Use the above site,write one email and send to the lot in one go!!


How to make contact with a LORD

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Tue, 11/11/2008 - 20:25

By using the above web site www.writetothem.com you will find subsection to write to ALL the lords as well. Lets get them flooded with emails.


Response from Office of Nick Clegg MP

  • sannyasinman
  • 28/10/08 31/05/09
  • a depositor
  • Offline
  • Tue, 11/11/2008 - 18:00

Dear Mr XXXXXX

Thank you for your letter to Nick Clegg MP regarding Kaupthing, Singer and Friedlander, Isle of Man (KFSIOM) and for the information that you have provided. I am very sorry to read of your circumstances. This must be an extremely stressful and worrying time. Nick has asked me to reply to you on his behalf, assuring you that your comments have been fully noted and to extend his sympathies for your situation. The bank has collapsed in the wake of the action taken by the UK Government to secure Kaupthing’s UK depositors by transferring retail deposits under the “Edge” brand to ING Direct and by placing the bank into administration, in effect freezing its remaining UK based assets, including those of KFSIOM.

The Liberal Democrats agree that the British government should be pressing Iceland to repay British Isle of Man savers as well as UK depositors and we will press the Chancellor to do this. One complexity, however, is that Isle of Man savers are of different kinds and the focus of responsibility is different in each case. First, there are those with personal deposits in the Isle of Man bank, some of whom did not choose to be there, (for example because of the takeover of the Derbyshire Building Society by KFSIOM last December). Second, there are those whose investment is contained in a ‘wrapper’ from a leading insurance company and the policy holder was almost certainly unaware of the significance of the choice made on his or her behalf. Whatever happens through the Government route, investors should question their pension/insurance company’s or IFA’s judgement if the decision to invest took place after downgrades and public warnings around since misselling may have occurred. If misselling can be established then compensation may be payable through the Financial Ombudsman.

Liberal Democrat MP, Alan Beith, in his role as the Chairman of the Justice Select Committee, is also pressing the Lord Chancellor, who has some responsibility for relations with the Isle of Man, to take an active role in pressing both the Icelandic and the Isle of Man Governments to agree a scheme for repayment.

Thank you once again for emailing.

Best wishes
Anna Brown
Correspondence Manager
Office of Nick Clegg MP


Today's Adjournment Debate: Information

  • Hoping and coping
  • 16/10/08 31/07/10
  • a depositor
  • Offline
  • Thu, 06/11/2008 - 12:47

I gather that this is a thirty-minute "Adjournment" Debate ("Icelandic banking collapse and Government policy on UK citizens with overseas accounts – Mary Creagh") (see http://www.parliament.uk/about/how/business/adjournment.cfm) - at the very end of the day, and only the person proposing the motion can speak, not other MPs:

"The MP who tabled the relevant adjournment debate is called to speak and a Minister will reply. The MP has no right of response, but can intervene in the Minister’s speech if he or she is willing to allow it (called ‘giving way’)."

I have just learnt that our (ex-) MP cannot be there, but have been given these website addresses, which may be useful to others:

For details of the adjournment debate today, see:
http://www.publications.parliament.uk/pa/cm200708/cmagenda/sa81106.htm

The outcome of the debate will be recorded in Hansard which is available online at:
http://www.publications.parliament.uk/pa/pahansard.htm

Our questions could also be sent directly to the Financial Services Authority:

http://www.fsa.gov.uk/Pages/Doing/Contact/index.shtml


Reply from HM The Queens , Buckingham Palace

  • Claus
  • 14/10/08 31/05/09
  • unspecified
  • Offline
  • Thu, 06/11/2008 - 04:05

I wrote to HM The Queen to highlight our plight. I received the following reply:

31st Oct 2008

Dear Mr (Claus)
The Queen has asked me to thank you for your letter of 14th October concerning the money you have deposited with Kaupthing Singer & Friedlander, Isle of Man. Her Majesty has taken careful note of your comments.

As a constritutional sovereign, the Queen acts on the advice of her Ministers, and I have therefore been instructed to send your letter to the Right Honourable Jack Straw, MOP, the secretary of State for Justice and Lord Chancellor, so he may know of your approach to Her Majesty on this matter and may consider the points you raise.

yours sincerely,
Mrs Sonia Bonici
Senior Correspondence Officer.


What is a consritutional

  • IceCrusher
  • 14/10/08 25/10/11
  • a depositor
  • Offline
  • Thu, 06/11/2008 - 12:08

What is a consritutional sovereign anyway?


It means she cannot act on

  • Ramsey resident
  • 22/10/08 31/05/09
  • unspecified
  • Offline
  • Thu, 06/11/2008 - 12:17

It means she cannot act on your behalf, the Government must do it


Response from Michael Gove

  • frog
  • 10/10/08 13/09/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 15:40

I have discussed the matter with the Shadow Treasury Team and have just been informed that we are now calling for an independent inquiry into the matter. We will continue to keep on the pressure.

Robert Stuart Németh
Researcher to Michael Gove MP


I see another member has

  • go mann
  • 10/10/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 17:57

I see another member has contact with Michael Gove ... excellent!

He is a man of high principle and large brain, which is a comfort in these troubled times.


If follwed through, this must

  • IceCrusher
  • 14/10/08 25/10/11
  • a depositor
  • Offline
  • Thu, 06/11/2008 - 12:10

If followed through, this must surely be good news!


Re sending to MPs, etc - can someone help please?

  • Hoping and coping
  • 16/10/08 31/07/10
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 11:56

I have just sent lengthy e-mails/letters to my (ex-) MP and to Conservatives Abroad, and have received immediate auto-replies from both telling me that they're away till the 10th/18th on annual leave/a family holiday... Can anyone please suggest to whom else I might send my missives - I'm anxious to have them consider what I say prior to the Parliamentary Debate tomorrow...


Okay - I have solved my own problem!

  • Hoping and coping
  • 16/10/08 31/07/10
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 12:26

I called up Lesley Taylor at Conservatives Abroad, who suggested I sent my message direct to her, at Lesley [dot] Taylor(?)Conservatives [dot] com - much appreciated info/advice - which may be useful for others trying to contact them?


Letters to MP's

  • caledonia
  • 14/10/08 30/09/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 11:52

I have just spent all morning sending hundreds of emails to MP's - many came back, but then many seem to have gone through.
Fingers crossed !


E-mails

  • Relentless Posse
  • 14/10/08 31/05/09
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 15:26

again I have to keep repeating - do not send emails as they get binned or disregarded.Send letters


Send to Geoffery Cox MP

  • jedizippy
  • 15/10/08 21/06/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 11:35

Hi,

Have sent this to Geoffery Cox MP so hopefully he will put my case forward as well !.

Regards


Send MPs the position paper as well

  • allyourbase
  • 12/10/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 11:34

When you send MPs this letter (or indeed any letter) please send them the position paper as well. That will give them a good introduction to the situation.


Letter to MPs - "Think long and hard"

  • jyi
  • 10/10/08 31/05/09
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 11:19

One small point. In Commonwealth countries the UK is not represented by 'Embassies' but by 'High Commissions', the equivalent of the Ambassador being the High Commissioner. Such people tend to be sticklers for protocol.


I have spoken this morning

  • cottesmore
  • 21/10/08 16/07/12
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 09:54

I have spoken this morning with my MP's (Brian Binley)personal assistant.They have informed me that my case has been put forward to the chairman of the debate.I am led to believe that all MP's are being asked for details of all cases.I therefore strongly suggest you phone your MP and make sure your case is also put forward.It was also advised that there was a very strong "cross party support" for us all.GET ON THE PHONE!!!!


Some MPs are listening!

  • Yoda
  • 21/10/08 31/05/09
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 09:59

I agree! I have been in email correspondance with John Stanley, my MP, and he is seems to be trying his best for us!
I will be phoning him in a minute to ensure he knows about this debate and gets involved.

Everyone - come on - get motivated - we cannot afford to slacken off now!


Ireland has guaranteed its off-shore banks for 2 years

  • sabi Star
  • 10/10/08 n/a (free)
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 09:28

In contrast to UK govt. - I understand Ireland has guaranteed its off-shore banks


I think the difference is

  • expatfrance1
  • 15/10/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 10:17

I think the difference is that the UK Government would see KSF (IOM) as being a subsidiary of an Icelandic Bank (Kaupthing hf).

However this has not allways been the case as prior to the Kaupthing purchase, Singer & Freidlander (IOM) WAS a subsidiary of Singer & Freidlander (UK).


re I Think the Difference is

  • manksman
  • 01/11/08 31/05/09
  • not prepared to answer
  • Offline
  • Wed, 05/11/2008 - 11:59

Note the KSFUK website still shows KSFIOM as a "UK Office" http://www.kaupthingsingers.co.uk/about-us/uk-offices


Irelands off-shore banks

  • Mike B
  • 04/11/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 09:48

I am very interested in your comment as it may have a bearing on my situation, is it possible you could point me in the direction where I could find conformation of this.

I look forward to hearing from you.

Regards,

Mike B


Irish bank Garantee Mike B

  • shafted
  • 10/10/08 12/12/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 10:00

I include the following link which will br usefull i think http://www.finance.gov.ie/viewdoc.asp?DocID=5514


Irish banks in Isle of Man

  • Mark_Uk
  • 14/10/08 01/02/11
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 10:00

Mike B, here is the link provided by my IFA to confirm which Irish Banks in IOM that are covered by the Irish guarantee

http://www.finance.gov.ie/viewdoc.asp?DocID=5514


Re - Irelands off-shore banks

  • sabi Star
  • 10/10/08 n/a (free)
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 10:00

it has been in the news recently and on this site - but I think you could phone any of the Irish banks to check - such as Bank of Ireland, Anglo Irish, Aliied Irish and others - i think it is 5 banks altogether - who have off-shore branches - some in IOM , some in Guernsey.


Think Long and Hard

  • Nixi
  • 20/10/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 08:58

Thanks for this! Excellent work.
I've just sent it by email with the position paper attached to my MP and reminded him I have an appointment with him on Saturday ;-)


Letter to MPs

  • wood
  • 12/10/08 30/05/13
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 07:41

I've sent this as a second request to my so far unresponsive MP, Nigel Waterson, to try to attend the debate. You'd think he might be a bit interested as his auto reply signs him as Shadow Minister for Pensions
Shadow Minister for Older People


sleepless excellent stuff,

  • expat
  • 10/10/08 31/05/09
  • unspecified
  • Offline
  • Wed, 05/11/2008 - 07:23

sleepless excellent stuff, the more pressure is applied to the Treasury, Darling etc the more they seem to fluff thier lines. I'll send this off asap.


Who to contact when living abroad

  • glen07
  • 21/10/08 n/a (free)
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 06:49

I live in Australia. Should I contact the local Ambassador ( most of whom never do anything or care about your situation anyway) or is there any point in contacting the M.P. in the last constituency I lived in the U.K? I still have a vote in the U.K. and have always voted as I am a British citizen and despite what has befallen KSF (IOM), due to government haste and panic, I would like to be considered as a British citizen with the same voice and rights as any other person who used to be proud to call themselves British!!


MPs to contact from abroad

  • ianhkhi
  • 12/10/08 31/05/09
  • a depositor
  • Offline
  • Wed, 05/11/2008 - 07:35

glen07,
Have you tried contacting your nearest Chairman of Conservatives Abroad?

http://www.conservativesabroad.org/

In my experience they will be attentive, business-like, and collect your information for submission to the Opposition in Westminster. I suggest you emphasise your personal problems and point to Gordon Brown and Alistair Darling's role in creating this mess and to their subsequent cowardice in the handling of the aftermath..


All MPs et al

  • Anonymous
  • Offline
  • Wed, 05/11/2008 - 07:10

Send to all MPs and the Aussie ambassador. The more the better - i have written to the British Embassy in Canberra numerous times but as yet not a squeek back from them. However, that has not stopped me. We must keep up the pressure on every person connected with HMG and keep the pressure going. Ignore 'not my problem' responses, keep up that pressure; all our monies are depending on it!

Mat