I wonder if "our" loan book is stronger

"Mosaic, part-owned by Icelandic investor Baugur, is to start talks with the Icelandic bank Kaupthing about its working capital needs amid sliding sales and tough negotiations with suppliers.... The company is not currently making any interest payments on its estimated £400m debt pile because its loans are under the control of a government-appointed committee now running Kaupthing, following the failure of Iceland’s banking system." Times 040108